He looks the whole world in the face for he owes not any man.  ~Henry Wadsworth Longfellow

The only man who sticks closer to you in adversity than a friend is a creditor.  ~Author Unknown

Who goeth a borrowing
Goeth a sorrowing.
~Thomas Tusser

Before borrowing money from a friend, decide which you need most.  ~American Proverb

Wouldst thou shut up the avenues of ill,
Pay every debt as if God wrote the bill.
~Ralph Waldo Emerson

In God we trust; all others must pay cash.  ~American Saying

Creditors have better memories than debtors.  ~Benjamin Franklin

Promises make debt, and debt makes promises.  ~Dutch Proverb

Another way to solve the traffic problems of this country is to pass a law that only paid-for cars be allowed to use the highways.  ~Will Rogers

Debt, n.  An ingenious substitute for the chain and whip of the slavedriver.  ~Ambrose Bierce, The Devil's Dictionary, 1911

Debt is the worst poverty.  ~Thomas Fuller, Gnomologia, 1732

Buy what thou hast no Need of and ere long thou shalt sell thy Necessaries.  ~Benjamin Franklin

There are plenty of ways to get ahead.  The first is so basic I'm almost embarrassed to say it:  spend less than you earn.  ~Paul Clitheroe

No man's credit is as good as his money.  ~E.W. Howe, Sinner Sermons

Who recalls when folks got along without something if it cost too much?  ~Kin Hubbard

Today, there are three kinds of people:  the have's, the have-not's, and the have-not-paid-for-what-they-have's.  ~Earl Wilson

Christmas is the season when you buy this year's gifts with next year's money.  ~Author Unknown

When a man is in love or in debt, someone else has the advantage.  ~Bill Balance

Credit buying is much like being drunk.  The buzz happens immediately and gives you a lift.... The hangover comes the day after.  ~Joyce Brothers

Bankruptcy stared me in the face, but one thought kept me calm; soon I'd be too poor to need an anti-theft alarm.  ~Gina Rothfels

Oh, for the good old days when people would stop Christmas shopping when they ran out of money.  ~Author Unknown